Solvens II Framtagande av riskregister SWERMA Thomas Hallqvist Confidentiality - None (C1) 1
Framtagande av riskregister Uppfinner inte hjulet! Plockar de delar som passar in på vår verksamhet Samarbetar med koncernens Risk Management-organisation och konsulter Förbereder styrelseseminarium för en diskussion tillsamannas med styrelsen Anpassar annan riskrapportering i koncernen (t ex Enterprise Risk Management) 2
Kategorier Operational Risk 3 Board of Directors Managing Director Internal fuctions Reporting IT Etc ALM Risk Matching risks Liquidity & Concentration Risk Change in price or rate Investments credit risk Liquidity planning Concentration risk Underwriting & Reserving Risk Reinsurance Risk Strategic & Reputational Risk Reveiw agreements Renewals Premiums Claims and loss adjustment Exposure estimation Reinsurers Lack of reactivity External Internal
Exempel RISK DESCRIPTION INHERENT RISK EXPOSURE MITIGATION ACTIONS ALREADY IN PLACE RESIDUAL RISK EXPOSURE TARGET RISK EXPOSURE EFFECTIVENESS OF THE ACTIONS ADDITIONAL MITIGATION ACTIONS PILLAR I RELATIONSHIP Risk categoryCritical elementComments Cons.Freq.Risk Cons.Freq.Risk EvaluationComments DescriptionDeadlineResponsible 4